The KC Select Income Fund is a contributory mortgage fund that allows investors to invest in an individual loan or to create their own portfolio of individual loans that suit their personal risk / return appetite.
Target Returns Range
Minimum Investment Size
Max LVR
Return Of Investor Capital
Keystone Capital sources the loan
Keystone Capital undertakes all necessary credit assessments on the loan
Keystone Capital documents the loan
Keystone Capital manages the loan from drawdown to repayment
As the Investor you decide whether or not to invest
Become a Member of the Fund by completing the Application Form contained in the Product Disclosure Statement (“PDS”). Request PDS.
As a Member of the Fund, Keystone will offer you the opportunity to invest in first and second mortgage investments which underlay individual Sub-Schemes of the Fund; The offer to invest in specific mortgage investments will be contained in a Supplementary Product Disclosure Statement (“SPDS”). The SPDS will contain all of the information you as a Member require to make an informed decision as to whether to opt in or opt out of the loan investment. As a Member of the Fund, it is you who makes the final decision of whether to invest all, some or none of your investment funds in any given Sub-Scheme.
The KC Select Income Fund ARSN 615 690 732 is a contributory mortgage scheme designed for Investors looking for a reliable and regular source of investment income.
To participate in this Offer, potential investors need to complete the following three steps:
You should read this Product Disclosure Statement in full. You should pay particular attention to the risks set out in Section 8 and consider them in light of your personal circumstances, investment needs and objectives. Before deciding to invest in the Fund you should seek your own financial advice from a licensed adviser.
Complete the Application Form
To make an investment, complete the Application Form that accompanies this Product Disclosure Statement. Please take care to ensure that you complete the form in the manner outlined in Section 14. The completed form must be returned in full together with the necessary certified supporting documentation.
Applications must be for at least $25,000. Keystone Capital Limited may, at its discretion, accept an application for a lesser amount.
Send your application form
You have two options for sending your application:
Option 1 Post your application to: Keystone Capital Limited Level 1, 265 Pirie Street Adelaide SA 5000
Option 2 Scan and email your application to: invest@keystonecapital.com.au
Payment of Funds
Investor Account Confirmation
Your investor account will be confirmed and added to Keystone’s member register. As a registered member, you will be presented with new investment sub-scheme opportunities. Once you choose to opt in to a specific sub-scheme, our team will contact you with the relevant payment instructions.
Essential Fund Documents: Product Disclosure Statement (PDS), Application Form, ASIC Disclosure & Target Market Determination (TMD).
As a Member, you have total control over the investment decision. Keystone sources the loan, undertakes the credit assessment, documents the loan and manages the loan from drawdown to repayment. But you as the Member makes the decision whether or not to invest.
Members of the Fund are presented with a broad range of loan investment opportunities with differing risk and return characteristics. This enables each Member to build their own portfolio of loan investments that best suits their unique risk and return criteria.
An investment in the KC Select Income Fund provides investors with access to a class of investment asset that is often problematic to source, providing the investor’s portfolio with diversification away from listed equities, direct property and government and corporate bonds.
The Supplementary Information memorandum for a given loan investment when read in conjunction with the Information Memorandum will provide all of the pertinent information related to the loan investment as well as the rights and obligations of the Member, the Borrower and Keystone.
Investors are able to benefit from Keystone Capital’s ability to source quality loan investments throughout Australia as well as the 150+ years of experience in combined expertise in property, banking, credit analysis, compliance and funds management held by the board and credit committee.
