Keystone Capital is a specialist fund manager
focused on property‑secured mortgage
investments across Australia.

Since 2013, Keystone has delivered
consistent returns and  100 % capital
preservation to investors.

Invest in professionally managed
mortgage funds targeting strong,
risk‑adjusted returns.

Access flexible, property‑backed
loans tailored for borrowers outside
traditional bank criteria.

Keystone Capital Invest in our experience.

Our approach to wealth creation is built on experience, trust, discipline, and enduring partnerships between our investors, brokers, borrowers, and the Keystone team. That collective experience underpins our commitment to delivering strong risk-adjusted returns while maintaining a disciplined focus on capital preservation.

Track
Record

Keystone has an established 13-year track record of originating property mortgage-backed investments, with no principal losses incurred across all exited loans since inception.

Capital
Preservation

Keystone has returned 100% of the investor principal on all exited loans since its inception.

Consistent
Returns

Since inception, KCDIF has delivered consistent and stable monthly distributions to investors, generating an annualised return of 8.29% p.a.

Robust
Networks

Keystone has robust networks for deal origination Australia wide which provides a consistent pipeline of quality mortgaged backed property transaction.

Strong Risk
Management

Keystone maintains a strong risk management framework underpinned by a conservative approach to Loan to Value Ratios (LVRs). The portfolio has a weighted average LVR of approximately 60%, reflecting the strength of the underlying property security and providing a meaningful equity buffer against downside risk.

Credit
Processes

Keystone’s robust underwriting policies incorporate a comprehensive assessment of multiple exit strategies to mitigate downside risk and minimise the potential for loss in adverse scenarios.

Invest.

KC Select
Income Fund

A contributory fund established in 2013.

Keystone Capital is the responsible entity and investment manager of the KC Select Income Fund — a contributory mortgage fund that provides investors with the flexibility to invest in individual loans while also enabling the construction of a tailored portfolio aligned to their preferred risk-return profile.

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KC Diversified
Income Fund

A pooled fund launched in 2017.

Keystone Capital is the responsible entity and investment manager of the KC Diversified Income Fund—a pooled mortgage fund offering investors access to a diversified portfolio of loans, each secured by registered first mortgages over Australian real estate.

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Find out more about our income focused investment options.