Keystone Capital Invest in our experience.
Our approach to wealth creation is built on experience, trust, discipline, and enduring partnerships between our investors, brokers, borrowers, and the Keystone team. That collective experience underpins our commitment to delivering strong risk-adjusted returns while maintaining a disciplined focus on capital preservation.
Track
Record
Keystone has an established 13-year track record of originating property mortgage-backed investments, with no principal losses incurred across all exited loans since inception.
Capital
Preservation
Keystone has returned 100% of the investor principal on all exited loans since its inception.
Consistent
Returns
Since inception, KCDIF has delivered consistent and stable monthly distributions to investors, generating an annualised return of 8.29% p.a.
Robust
Networks
Keystone has robust networks for deal origination Australia wide which provides a consistent pipeline of quality mortgaged backed property transaction.
Strong Risk
Management
Keystone maintains a strong risk management framework underpinned by a conservative approach to Loan to Value Ratios (LVRs). The portfolio has a weighted average LVR of approximately 60%, reflecting the strength of the underlying property security and providing a meaningful equity buffer against downside risk.
Credit
Processes
Keystone’s robust underwriting policies incorporate a comprehensive assessment of multiple exit strategies to mitigate downside risk and minimise the potential for loss in adverse scenarios.

